discipline

Random Note: I not really a big fan of calling Wife Ninja, Wife Ninja. I much preferred Girl Ninja (GN), and since this is my blog, and she is a girl, I’ve decided to reincarnate her title as Girl Ninja. I was talking with Girl Ninja’s uncle the other day about normal guy things (sports, […]

Wife Ninja and I have had some pretty interesting discussions the last few weeks, specifically in regards to establishing reward systems. And whether or not its a a good idea to implement one in the classroom? The conversation stems from her kindergarten teaching experiences. She has kids in her class that are demons from hell […]

Excusing bad behavior

October 4, 2010 · 35 comments

One of my favorite things about personal finance is hearing all the crazy excuses people use to justify bad decision making. For example my friend pulled the, “My transmission just went out so I HAD to buy a brand new car” Since when did a little car work, justify the need for a new car […]

Setting the bar… low

September 13, 2010 · 15 comments

I’m not sure if I have incredibly low standards for myself, or if I am just freakin’ awesome. It’s quite possible, it’s a little bit of both. On January 1st each year, I make predictions as to what I think my financial progress will be over the calendar year. I also like to check in […]

Am I the only person that doesn’t understand why some people choose to live a life of fear? Few good things come without risk. I think the world would be a better place if anyone learned to step out of their comfort zone and take some risks every now and again. Here are a few […]

As I mentioned last week, I decided it was time to say “Adios” to Sallie Mae and get rid of my stupid school loan. Two years ago my account balance was $28,000 and today it stands at $4,500. I made a $10,000 payment towards the loan last week, which was totally awesome, but my savings […]

Remember when you were really young and your parents use to beat you mercilessly put you in timeout when you got in trouble. For example, I remember saying ‘piss’ in front of Mom Ninja for the first time. She was not pleased with my potty mouth so she did what most mothers do. She threw […]