discipline

Why?

April 23, 2012 · 23 comments

If you’re like me you have a goal to accumulate some pretty substantial wealth. I had a goal to accumulate $6,000,000 over the course of my lifetime. While that goal is lofty, I don’t think it was completely unreasonable. One thing I never did, however, was ask myself why? Why did I need Six Million […]

**I am pretty sure I’m drunk on DQ Blizzards after an epic buy one get one for $0.99 deal I took advantage of last night. I’m gonna post about this tomorrow (don’t worry it is completely related to PF), but today I got a great guest post for ya today from my girl Jenna at […]

I want to both cringe and laugh uncontrollably when I hear someone tell me how “high” their credit score is. I put the word high in quotes because it is a completely subjective term. Most people start getting pretty proud around the 700 mark, and once they breach 800 it seems they want to shout […]

Double Standard

December 11, 2011 · 15 comments

I have two investment vehicles established for retirement, My Roth IRA and my 401K. I don’t play favorites with these two accounts and if it was within my control, I would contribute to them equally (unfortunately the federal government puts a cap on Roth contributions). If you follow my net worth updates at all, you’ll […]

It’s complicated

November 30, 2011 · 38 comments

Let’s get right to the point today shall we? I go out of my way to ensure my personal finances are significantly more complicated than they should be. In fact, I’d even go as far as to say that I sleep better at night because of it. No, I haven’t lost all my marbles, I […]

And now, as promised, The most comprehensive guide on “how to become debt free” ever written… Spend less than you make. -The end.

Girl Ninja and I have made multiple intentional decisions on how we can best reign in spending and control our costs. We don’t have cable, we rent a one bedroom apartment, and we try to buy as much stuff as we can on sale. We intentionally cut costs to save money. Last night, however, I […]