discipline

So once a year I like to open up my Excel spreadsheet and make some assumptions as to how the calendar year will play out for the Ninja household….financially speaking that is. I’ve done this years past, and every single year I seemed to unintentionally underestimate our ability to save. Often meeting our annual goals […]

You know that famous saying “the road to hell is paved with good intentions”? Well I’m kinda realizing that the Ninja household is kinda guilty of having a few too many “good intentions.” Exhibit A: Living off my income.  The plan when the stork drops a few babies off at our front door (that’s how it […]

One of my buddies, who works in finance for a major bank, told me he recently attended a small group with a few of his good friends from college. During the small group, one of the members began reflecting on his life. He has a good job. He and his wife bought a house in […]

You all know I was $28,000 in student loan debt when I graduated. I consolidated my loans with Sallie Mae so I could pay them back over the next twenty years. My monthly minimum obligation was $200. After about three payments, I got sick of making them. I was annoyed by the fact that I […]

Why?

April 23, 2012 · 23 comments

If you’re like me you have a goal to accumulate some pretty substantial wealth. I had a goal to accumulate $6,000,000 over the course of my lifetime. While that goal is lofty, I don’t think it was completely unreasonable. One thing I never did, however, was ask myself why? Why did I need Six Million […]

**I am pretty sure I’m drunk on DQ Blizzards after an epic buy one get one for $0.99 deal I took advantage of last night. I’m gonna post about this tomorrow (don’t worry it is completely related to PF), but today I got a great guest post for ya today from my girl Jenna at […]

I want to both cringe and laugh uncontrollably when I hear someone tell me how “high” their credit score is. I put the word high in quotes because it is a completely subjective term. Most people start getting pretty proud around the 700 mark, and once they breach 800 it seems they want to shout […]