discipline

My hunch is that most first-time homeowners buy their first place with the best of intentions. They imagine spending decades in their future abode, establishing roots, and engaging in their community. But then life happens. They have more kids than they originally thought they wanted (or discover they can’t have any kids), they get a […]

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For three years Girl Ninja and I worked diligently to build our savings account up to $100,000. If you didn’t know, we picked $100,000 for two reasons. First, it sounded super sexy. Second, it would give us the ability to put 20% down on a home priced up to $400,000 (leaving $10,000 for closing costs/furniture […]

When I graduated college, at 21 years old, I really only had one goal for myself in regards to my personal finances. GET FILTHY FREAKING RICH But here I am, seven years later, realizing that I don’t actually care about being wealthy. I know, I know. You’re probably thinking, “Ninja, you’re a hypocrite. Some of […]

How many of us are guilty of allowing fear to keep us from doing potentially great things?   ME! I’M GUILTY OF THAT!   I wrote last week about my desire to add a two bedroom rental unit to the side of our house. About 10% of you thought it was a good idea in […]

Over the last two weeks I’ve purchased six round trip plane tickets. It’s insane. Between baby showers and weddings, we knew we’d be dropping some serious coin on flights this summer. But dang, $1,600 disappeared from our bank account faster than a Twinkie at fat camp. Fortunately being not broke is pretty awesome. It allows you the ability […]

Yesterday, I went all “Who wants to be a millionaire” on you guys and asked the audience a question. It was a simple question: How has your financial situation changed over the last 12 months? Of the 333 of you that responded, 240 said things have gotten better. Only 44 readers said things have gotten […]

I called our agent the other morning to express interest in a house that  was newly listed (click here to see the listing). After a few back and forth emails, we decided we would look at it that evening (the same day it came on the market). A couple of hours later, my agent called to […]