discipline

Retirement

July 20, 2014 · 6 comments

Hope you enjoy a guest post today from none other than my better half, Girl Ninja.  As of June 13th, 2014, I am officially retired…and it feels so good.  I spent all nine months of my pregnancy looking forward to the days I get to spend at home holding my baby.  I know challenges are definitely […]

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About two months ago, I took $14,000 out of our savings account and put it in a taxable investment account. To date, it’s probably been my least favorite financial move I’ve ever made. In fact, it’s the worst. It’s also, apparently, the responsible thing to do, but that’s besides the point.   Responsibility is totally overrated. To […]

My hunch is that most first-time homeowners buy their first place with the best of intentions. They imagine spending decades in their future abode, establishing roots, and engaging in their community. But then life happens. They have more kids than they originally thought they wanted (or discover they can’t have any kids), they get a […]

For three years Girl Ninja and I worked diligently to build our savings account up to $100,000. If you didn’t know, we picked $100,000 for two reasons. First, it sounded super sexy. Second, it would give us the ability to put 20% down on a home priced up to $400,000 (leaving $10,000 for closing costs/furniture […]

When I graduated college, at 21 years old, I really only had one goal for myself in regards to my personal finances. GET FILTHY FREAKING RICH But here I am, seven years later, realizing that I don’t actually care about being wealthy. I know, I know. You’re probably thinking, “Ninja, you’re a hypocrite. Some of […]

How many of us are guilty of allowing fear to keep us from doing potentially great things?   ME! I’M GUILTY OF THAT!   I wrote last week about my desire to add a two bedroom rental unit to the side of our house. About 10% of you thought it was a good idea in […]

Over the last two weeks I’ve purchased six round trip plane tickets. It’s insane. Between baby showers and weddings, we knew we’d be dropping some serious coin on flights this summer. But dang, $1,600 disappeared from our bank account faster than a Twinkie at fat camp. Fortunately being not broke is pretty awesome. It allows you the ability […]