discipline

Can I buy that?

May 4, 2015 · 20 comments

The beautiful thing about having money in the bank is you can afford to buy things. The ugly thing about having money in the bank is, well, you can afford to buy things. Although I’m grateful to be in the financial position we are currently in, sometimes I miss the days of paying down debt. […]

Back in the Occupy Wall Street hayday, Circa 2011, I wrote my 8th most popular post ever. It was simply titled “I’ll be so pissed if Student loans are forgiven“. Yesterday I read an article by the New Yorker titled “A Student-Debt Revolt Begins“. Here’s a snippet from the article, but make sure to click […]

Retirement

July 20, 2014 · 8 comments

Hope you enjoy a guest post today from none other than my better half, Girl Ninja.  As of June 13th, 2014, I am officially retired…and it feels so good.  I spent all nine months of my pregnancy looking forward to the days I get to spend at home holding my baby.  I know challenges are definitely […]

About two months ago, I took $14,000 out of our savings account and put it in a taxable investment account. To date, it’s probably been my least favorite financial move I’ve ever made. In fact, it’s the worst. It’s also, apparently, the responsible thing to do, but that’s besides the point.   Responsibility is totally overrated. To […]

My hunch is that most first-time homeowners buy their first place with the best of intentions. They imagine spending decades in their future abode, establishing roots, and engaging in their community. But then life happens. They have more kids than they originally thought they wanted (or discover they can’t have any kids), they get a […]

For three years Girl Ninja and I worked diligently to build our savings account up to $100,000. If you didn’t know, we picked $100,000 for two reasons. First, it sounded super sexy. Second, it would give us the ability to put 20% down on a home priced up to $400,000 (leaving $10,000 for closing costs/furniture […]

When I graduated college, at 21 years old, I really only had one goal for myself in regards to my personal finances. GET FILTHY FREAKING RICH But here I am, seven years later, realizing that I don’t actually care about being wealthy. I know, I know. You’re probably thinking, “Ninja, you’re a hypocrite. Some of […]