I want to both cringe and laugh uncontrollably when I hear someone tell me how “high” their credit score is. I put the word high in quotes because it is a completely subjective term. Most people start getting pretty proud around the 700 mark, and once they breach 800 it seems they want to shout [...]
discipline
I have two investment vehicles established for retirement, My Roth IRA and my 401K. I don’t play favorites with these two accounts and if it was within my control, I would contribute to them equally (unfortunately the federal government puts a cap on Roth contributions). If you follow my net worth updates at all, you’ll [...]
Let’s get right to the point today shall we? I go out of my way to ensure my personal finances are significantly more complicated than they should be. In fact, I’d even go as far as to say that I sleep better at night because of it. No, I haven’t lost all my marbles, I [...]
And now, as promised, The most comprehensive guide on “how to become debt free” ever written… Spend less than you make. -The end.
Girl Ninja and I have made multiple intentional decisions on how we can best reign in spending and control our costs. We don’t have cable, we rent a one bedroom apartment, and we try to buy as much stuff as we can on sale. We intentionally cut costs to save money. Last night, however, I [...]
