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by Ninja on April 11, 2011 · 52 comments

I’ll never understand why some married couples keep their finances separate (yes, that is me quasi-judging some of you). Maybe it’s the traditionalist in me, but when I asked Girl Ninja to marry me, I asked her to marry ALL of me. This includes (but is not limited to) my sense of style, my obsessive […]

Debt Unicorn (again)

by Ninja on March 21, 2011 · 7 comments

I might as well change my name from Ninja to Lisa Frank, because I freakin’ love Unicorns. While I was exploring Germany this weekend, I came across a store called ‘Unicorn’. I thought I died and went to Unicorn Heaven! Anyhow, when I saw that store it reminded me of an article I wrote a […]

Red hates happiness

by Ninja on February 1, 2011 · 46 comments

I have some very disturbing news to share with you all. I just found out my home girl Red, who blogs at Girl With the Red Balloon, hates happiness. She probably also hates puppies, rainbows, and babies, but I’m yet to confirm that. I came to this conclusion after reading this sentence in a recent […]

I’m sure you’re all familiar with that catchy little jingle. The one that goes, F-R-E-E that spells FREE, credit report dot com baby. I love the song (it’s catchy), but I hate the message. Personally I think freecreditreport.com deserves a swift backhand to the jugular. It infuriates me that the company markets itself as a […]

Beat up debt, but save too

by Ninja on October 18, 2010 · 12 comments

My boy Eric hooked me up with a guest post today. He has a finance degree from the University of Colorado and an MBA from the University of Denver. He is currently a senior treasury analyst at a Fortune 500 company. He blogs about personal finance at Narrow Bridge and the Middle East at The […]

Excusing bad behavior

by Ninja on October 4, 2010 · 35 comments

One of my favorite things about personal finance is hearing all the crazy excuses people use to justify bad decision making. For example my friend pulled the, “My transmission just went out so I HAD to buy a brand new car” Since when did a little car work, justify the need for a new car […]

I love getting mail from PDITF readers. It makes me feel like I’m important, even though I’m really not. Well, it’s time we help another Debt Puncher out and share our two cents on his situation. His email says… I just paid off the first of my 9 (yes…credit+retail) cards. It’s a huge achievement. I’m […]