debt

A $10,000 decision

April 4, 2010 · 40 comments

I made a bold move last night and decided to transfer $10K from my savings account to my checking account. After much thought, I have decided it’s time… Time to kick Sallie Mae to the curb. That’s right. I’m going to be aggressively paying down my debt so I will be debt free by the […]

What situation would you rather be in… Situation Uno: You could have $20,000 in savings, but also have $15,000 in mid-interest debt (7%). Situation Dos: You could have $5,000 in savings, but zero debt. I’m currently sticking with situation uno. I have $22K in the bank and a little over $15K in debt. I could […]

So I received a free 9 month credit monitoring package from TransUnion as part of some class action lawsuit I was unknowingly involved in. I have to say, having the ability to access my credit report whenever the heck I want is pretty dang convenient. I still don’t think I’d pay the $12/month the credit […]

Debt Unicorn

January 10, 2010 · 19 comments

I’m convinced whoever decided to draw a horn on a horse, and call it a unicorn, is also responsible for fabricating the idea that debt is a reasonable way of life. Seriously, it takes a very creative mind, or at least a lot of drugs, to make unicorns and debt popular. It boggles my mind. […]

Don’t be a douche

January 6, 2010 · 19 comments

I had a friend send me a text message while they were at a frozen yogurt shop last night asking if I wanted anything. Are you freakin’ kidding me? I will never, repeat NEVER, pass up an opportunity to chow down some FroYo. I thought to myself “That is really nice of my friend to […]

I was facebook chatting yesterday with one of my loyal readers. She was discussing her car loan, when I mentioned my student loan. She said “At least your student loan is ‘good debt’.” She put good debt in quotes because she knows (and I know) there ain’t no such thing as good debt (did you […]

Bring it on haterz

November 3, 2009 · 21 comments

I still stand by my statement the other day “Personal finance bloggers are a pretty tolerant bunch.” That said, after Dr. Faith shared with me the comments on this Give Me Back My Five Bucks article, I’m learning that personal finance readers, may not be. Krystal bought a new car for $30k and received a […]