And now, as promised, The most comprehensive guide on “how to become debt free” ever written… Spend less than you make. -The end.

Financial Priorities.

by Ninja on October 6, 2011 · 41 comments

First things first, apparently I’m a little late to the game, but I made a Facebook fan page last night for Punch Debt In The Face (See the new widget in the sidebar on the right?). I don’t really get why that’s better than my Facebook profile page, but for some reason people tell me […]

Are you hardcore?

by Ninja on September 29, 2011 · 21 comments

A week or two ago, I wrote an article titled “You’re not debt free if you have debt.” It was a relatively successful post, receiving just shy of 70 comments. I’ve been meaning to address one of the comments left in the article…. My Rebuttal: Stu, you sir are a Dumb-Dumb head. I can’t really […]

As much as I like to pretend I know everything there is to know about personal finance, I don’t. Shocker, right? My man Baker over at Man vs Debt, however, has been dominating the PF blogosphere for about two years now. When it comes to debt this man means business. Literally. Today Baker is launching […]

I was talking with a man yesterday who said, “I was raised with a strong German upbringing so I don’t mess around with debt and am proud to be debt free.” As we continued chatting about his finances he eventually told me he has both a mortgage payment and a car payment. Wait, hold the […]

Liquidity is King

by Ninja on August 25, 2011 · 47 comments

Dave Ramsey often repeats the popular phrase “Cash is king.” While I wont necessarily disagree with Dave, I’d be much more on-board if he said “Liquidity is King.” Two similar statements, but they mean a world of difference. Let’s look at an example… Say Girl Ninja and I have been diligent little savers and we […]

Take a leak on debt.

by Ninja on August 11, 2011 · 18 comments

If my blogs url doesn’t give it away, let me spell it out for you… I – H-A-T-E- D-E-B-T. It hasn’t always been this way. Four years ago, I was impartial. I knew debt was bad news, but didn’t really know why. It wasn’t until I used this nifty little student loan calculator, that I […]