debt

Try to be not broke.

by Ninja on May 19, 2013 · 33 comments

Over the last two weeks I’ve purchased six round trip plane tickets. It’s insane. Between baby showers and weddings, we knew we’d be dropping some serious coin on flights this summer. But dang, $1,600 disappeared from our bank account faster than a Twinkie at fat camp. Fortunately being not broke is pretty awesome. It allows you the ability […]

Thursday Poll: Debt

by Ninja on May 9, 2013 · 85 comments

A few instructions: 1. Don’t include mortgage debt, but do include HELOC’s 2. Include 401k loans. 3. Don’t include credit card bills you pay off in full every month. 4. Include school loans, car loans, etc. 5. Participate [poll id=”4″] Extra credit points if you share/break down your debt totals in the comments. p.s. IF […]

I called our agent the other morning to express interest in a house that  was newly listed (click here to see the listing). After a few back and forth emails, we decided we would look at it that evening (the same day it came on the market). A couple of hours later, my agent called to […]

When I left for college in 2003, my mom signed me up for my first credit card. Since I was going to school in San Diego, but my family was in Seattle, the thought was I could use this credit card if I ever needed to purchase an emergency plane ticket home. Fortunately, I never […]

Ladies and gentlemen, I have some fantastic news to share with you…I’m not as dumb as I thought. In fact, I’d argue that I’m quickly approaching average intelligence. Booya for being un-stupid! I’ve been doing a lot of reflecting lately, especially when it comes to my finances. Turns out, I’ve accidentally made some pretty good […]

I love getting mail from PDITF readers. It makes me feel like I’m important, even though I’m really not. Well, it’s time we help another Debt Puncher out and share our two cents on his situation. His email says… I just paid off the first of my 9 (yes…credit+retail) cards. It’s a huge achievement. I’m […]

My path to debt freedom

by Ninja on November 8, 2012 · 11 comments

Getting out of debt is simple in theory. Earn more than you’re spending. Use discretionary income to pay down debt. Become debt free. It’s that easy. No really it is. That said, the path to executing those steps is often not easy; financially, emotionally, or otherwise. I’ve now been debt free longer than I was […]