debt

I’m gonna do it.

August 17, 2009 · 8 comments

After a great deal of thought and a little bit of fear and insecurity, I decided I’m going to do it. I am going to intentionally not complete one of my 2009 goals. It’s actually much more serious than a one-year-goal. This was a lifetime goal. My first year out of college (2007) I committed […]

A Dollar a Day

August 9, 2009 · 9 comments

Back in March, I wrote about the struggle I was having with my student loan repayment. It was a good struggle. If you haven’t read the article, here’s a quick recap… I had about $2K in discretionary income each month and wasn’t sure how much I wanted to put towards student loan repayment, and how […]

Would you do it?

July 31, 2009 · 11 comments

I am gonna be honest with you all and you have to promise not to judge me. If you have followed my monthly expenses you will notice that I have a “gift” section in my income category. If you have paid close attention to this section you will notice about every other month I receive […]

I hope this is not news to you, but freecreditreport.com is not free. Although the company isn’t doing anything illegal, I think they still deserve a swift punch to the throat. It infuriates me that a company boasts about it’s free credit report service, when in fact it is a we-hope-you-don’t-realize-you-are-signing-up-for-a-monthly-subscription service. Sure, your initial […]

Last night I spent some time with some friends and it made my little ninja heart sad. Only one of them knows that I love finances, and none of them knew I have a financial blog. There was one continuing theme that seemed to reoccur throughout the night. These people are stressed. A little background […]

Did you get the memo that the economy is in shambles? I’m willing to bet if you turn on the TV right now and flip through the channels you will see one of two commercials. The first, “Give us your gold, and we’ll pay you big money” The second, “We’ll eliminate all of your credit […]

Debt makes me pissed

July 13, 2009 · 2 comments

If my blogs url doesn’t give it away, let me spell it out for you… I-H-A-T-E-D-E-B-T. It hasn’t always been this way. Two years ago, I was impartial. I knew debt was bad news, but didn’t really know why. It wasn’t until I used this nifty little student loan calculator, that I realized the ramifications […]