debt

Beat up debt, but save too

by Ninja on October 18, 2010 · 12 comments

My boy Eric hooked me up with a guest post today. He has a finance degree from the University of Colorado and an MBA from the University of Denver. He is currently a senior treasury analyst at a Fortune 500 company. He blogs about personal finance at Narrow Bridge and the Middle East at The […]

Excusing bad behavior

by Ninja on October 4, 2010 · 35 comments

One of my favorite things about personal finance is hearing all the crazy excuses people use to justify bad decision making. For example my friend pulled the, “My transmission just went out so I HAD to buy a brand new car” Since when did a little car work, justify the need for a new car […]

I love getting mail from PDITF readers. It makes me feel like I’m important, even though I’m really not. Well, it’s time we help another Debt Puncher out and share our two cents on his situation. His email says… I just paid off the first of my 9 (yes…credit+retail) cards. It’s a huge achievement. I’m […]

Are you a debt H8er?

by Ninja on July 16, 2010 · 20 comments

‘Debt’ is quite possibly one of the most interesting pieces of personal finance. It’s relatable, as the majority of Americans have some type of debt (credit cards, student loans, mortgage, car payment, etc). But what is really interesting is the way it can polarize the PF world. I mean just look at the title of […]

No debt free scream here

by Ninja on June 21, 2010 · 18 comments

I should have saw it coming. Just as one could have easily predicted Clay Aiken would eventually come out of the closet… …I should have known my proclamation of debt freedom would be followed by one question, and one question only. “Are you gonna call Dave Ramsey?” I was probably asked this by a dozen […]

Yo yo yo! Quite possibly the most exciting announcement EVER . You’re probably going to want to take a seat before you read this. Are you sitting down yet? Okay good. Today, mi amigos, I would like you all to know, I just popped a cap in Sallie Mae’s a$$ and laid her to rest. […]

Unless you are the dumbest person in the world, you probably have realized I’m not the biggest fan of debt. I think it’s pretty stupid. I don’t even believe in such a thing as “good debt.” Although I’m a pretty avid debt puncher, I do compromise on two issues… Home So I guess houses are […]