I’ve been mentoring the same group of high school boys for four years. They are seniors now, and most of them are in the midst of receiving their college acceptance/rejection letters in the mail. At one of my recent Bible studies I asked the guys if they would be interested in doing a “college prep” […]

Back in the Occupy Wall Street hayday, Circa 2011, I wrote my 8th most popular post ever. It was simply titled “I’ll be so pissed if Student loans are forgiven“. Yesterday I read an article by the New Yorker titled “A Student-Debt Revolt Begins“. Here’s a snippet from the article, but make sure to click […]

Last Friday I shared my grandiose plans to take out a home equity line of credit (HELOC) in an attempt to diversify the liquidity available to me. That HELOC stuff is soooooooooo 1995 last week. I’m on to bigger and better things now. And by “bigger and better” I mean, it’s time for me to […]

Mortgages and Medicine.

October 29, 2014 · 8 comments

Unless you are the dumbest person in the world, you probably have realized I’m not the biggest fan of debt. I think it’s pretty stupid and unlike most PF bloggers, I don’t believe “good debt” exists. Although I’m a pretty avid debt puncher, I do compromise on two issues… Home If you didn’t already know, houses are […]

Every now and again I like to pick your guys/gals brains. It’s not only helpful for me to see if I am at relatable to the people who read PDITF, but hopefully it’s also helpful for you to see where you stand against the masses. Since the value in today’s post is probably coming from […]

I received an email yesterday from Bank of America informing me I was charged a $25 late fee on my Alaska Airlines credit card for having a past due balance. I pooped myself when I saw the email. Literally. Mostly because I was on the toilet when I was checking my email, but that’s beside the […]

I’m pretty impatient, this was especially true when it came time for me to work my way out from a $28,000 student loan bill. The only thing I wanted more than being debt free, was to be debt free NOW! My intense desire to get out of debt was the best and worst thing that […]