Credit Cards

Life Craziness

by Ninja on July 22, 2010 · 11 comments

Yesterday was one heck of a day. Girl Ninja and I were faced with having to make a HUGE life decision that we were not expecting. As a result of yesterday’s craziness, I sit here at 12:04am with little energy and no desire to blog. I know I’m being totally ambiguous and lame about details, […]

So I received a free 9 month credit monitoring package from TransUnion as part of some class action lawsuit I was unknowingly involved in. I have to say, having the ability to access my credit report whenever the heck I want is pretty dang convenient. I still don’t think I’d pay the $12/month the credit […]

I hate cash

by Ninja on December 3, 2009 · 34 comments

Have you heard people say “Don’t use plastic because you tend to spend more money when you do.”? That is another piece of financial wisdom I have decided to ignore. I never carry cash on me, and when I do get some greenbacks, I take it straight to the bank to deposit. A lot of […]

We’re all screwed!

by Ninja on October 27, 2009 · 9 comments

Have you heard about all the crazy new fees the big banks are tacking on to credit cards? I hadn’t until I watched The Today Show. Usually I don’t pay much attention to credit card fees. Why? Because I have never gotten one. I have ALWAYS paid my balance in full each month. Paying your balance […]

Banks are geniuses!

by Ninja on October 2, 2009 · 4 comments

Now I know banks obviously have their best interest at heart and not always their customers, but they have come up with some pretty clever programs to bring home even more bacon. I had someone email me a while back asking for ways they can try and rebuild their credit, when no one will lend […]

I hope this is not news to you, but is not free. Although the company isn’t doing anything illegal, I think they still deserve a swift punch to the throat. It infuriates me that a company boasts about it’s free credit report service, when in fact it is a we-hope-you-don’t-realize-you-are-signing-up-for-a-monthly-subscription service. Sure, your initial […]

I think I have discovered the exact scientific reason the longevity of the rainforest is being threatened. If my calculations are correct (which they are always are) then Chase, Bank of America, Wells Fargo, and every other big bank to roam the earth is directly responsible. Don’t act like your confused. Go check your mailbox […]