So I received a free 9 month credit monitoring package from TransUnion as part of some class action lawsuit I was unknowingly involved in. I have to say, having the ability to access my credit report whenever the heck I want is pretty dang convenient. I still don’t think I’d pay the $12/month the credit [...]
I hate cash
Have you heard people say “Don’t use plastic because you tend to spend more money when you do.”? That is another piece of financial wisdom I have decided to ignore. I never carry cash on me, and when I do get some greenbacks, I take it straight to the bank to deposit. A lot of [...]
We’re all screwed!
Have you heard about all the crazy new fees the big banks are tacking on to credit cards? I hadn’t until I watched The Today Show. Usually I don’t pay much attention to credit card fees. Why? Because I have never gotten one. I have ALWAYS paid my balance in full each month. Paying your balance [...]
Banks are geniuses!
Now I know banks obviously have their best interest at heart and not always their customers, but they have come up with some pretty clever programs to bring home even more bacon. I had someone email me a while back asking for ways they can try and rebuild their credit, when no one will lend [...]
Suck It freecreditreport.com
I hope this is not news to you, but freecreditreport.com is not free. Although the company isn’t doing anything illegal, I think they still deserve a swift punch to the throat. It infuriates me that a company boasts about it’s free credit report service, when in fact it is a we-hope-you-don’t-realize-you-are-signing-up-for-a-monthly-subscription service. Sure, your initial [...]
Banks are to blame for the rainforest woes.
I think I have discovered the exact scientific reason the longevity of the rainforest is being threatened. If my calculations are correct (which they are always are) then Chase, Bank of America, Wells Fargo, and every other big bank to roam the earth is directly responsible.
Don’t act like your confused. Go check your mailbox [...]
Credit Card + Church = Hell?
Okay, it is quite possible that I may have actually ended up in hell for using my credit card. You can check out yesterday’s post (directly below this one) to see where this thought started. I know this is my third article this week about credit cards so I promise to write about a different [...]
Am I going to Hell for using my credit card?
I’ve blogged about it many times before so I will try to minimize redundancy. I use my credit card for every purchase I make . I do this for two reasons 1) It consolidates all my payments in to one big payment 2) I earn reward miles for every dollar I spend. Not too long ago [...]
Bank of America, You sneaky ba$tard
I’ve been with Bank of America for a little over a year now, as they are the bank that manages my Alaska Airlines Credit Card . I’ve wrote about it many times before, but I will reiterate: I use my credit card for every purchase I possibly can. I even used it once for a 47 [...]
Credit Card Incentives: Should you sign up?
I was prompted to write this article by my dear old young, mom, I’ll call her Mama Ninja. She thought it would be valuable to explain the benefits and risks associated credit card incentives. I have blogged about credit cards a few times before, here, and here. But never really hit on the point Mama [...]






