So I’m assuming the majority of PDITF readers operate their lives around some type of budget. Maybe you are a budget nazi…. or perhaps you prefer the informal budget… It doesn’t really matter HOW you track your money, but simply that you ARE tracking your money. How you budget is up to you, but one […]

Before I get in to today’s post, I just want to take a minute to say thank you to everyone that volunteered yesterday to help me out and provide an article for PDITF while I am gone participating in wedding shenanigans. I’ll be getting in touch with each of you over the next few days […]

WTF is a budget?

by Ninja on May 25, 2010 · 30 comments

There is one thing that always reigns true in the world of personal finance: Everyone does things differently, especially when it comes to budgeting. I’m convinced, no two budgets are the same. Here are a few of the different budgeting methods I’ve observed… The anal envelope: This method is no joke. It’s not for the […]

I suck at communicating

by Ninja on May 17, 2010 · 40 comments

Apparently I am a pretty crappy communicator. Yesterday’s post left a bunch of you asking “Why is there no entertainment section in your budget?”. Pretty valid question, seeing that I didn’t account for fun, vacations, or household supplies in our budget. Did I forget to include this stuff? Nope. I just do things a little […]

Seriously. What’s her deal? We were having a little money talk yesterday, and I showed her a copy of my budget. I was explaining how it was configured and how all the different sections were calculated. We then started to play with the numbers a little bit, making our best guesses as to what we […]

I pinky promise I wont turn PDITF in to a wedding/marriage/love blog, but you are gonna have to bear with me, for a bit longer as this engagement thing is uncharted territories for me. Getting married is going to completely change the way I have been managing my money. Apparently wives don’t just cook and […]

The dreaded third pay check

by Ninja on October 19, 2009 · 10 comments

For those of us that get paid every two weeks, we face an epic battle, that others do not. For us, managing a budget is no easy task. Ten months of the year, things are just fine, but when March and October come around, my whole world turns upside down…I get an extra paycheck. Although […]