401k

Just about every personal finance guru has an opinion on how much you should contribute to retirement. Their suggestions usually falls between 10% and 20% of your gross income. For as long as I’ve been at this personal finance thing (since 2007), I’ve decided to contribute no less than 15%. Here’s what my retirement contributions […]

Got a quarterly statement from the Thrift Savings Plan (the government version of a 401k) yesterday and it tickled my fancy in ways my fancy has never been tickled before. There was a good amount of information on there that seemed totally pointless. Like the section that told me if I was 62 years old […]

Do you have an income? Do you have expenses? If you answered yes to either of those questions, you darn well better have some financial priorities in place. While there are a million different things we could talk about in regards to financial priorities, today I want to focus on just one. Which comes first: […]

To infinity and beyond

January 21, 2014 · 25 comments

Next pay period I will receive a small raise at work, to the tune of $2,500 (a 3% raise). While I’m stoked to be getting any raise at all, let’s be real, it’s not a life changing amount. In fact, I’m only expecting to net $75 more each paycheck because of it. Big Macs on me […]

After a brief chat with Girl Ninja yesterday, we’ve made the wise decision to stop saving money for the foreseeable future. No, we haven’t hit our $100,000 savings goal yet, and if I all goes according to plan, we never will. I first blogged about our ambitious $100,000 savings goal in June 2010. Exactly three […]

If you’ve been reading PDITF for longer than, say five minutes, you’ll know I’m not necessarily the smartest PF blogger of the bunch. But what I lack in brains I make up for in crappy stick figure drawings…right? Over the years I’ve read a handful of articles about 401k loans. Most articles pretty much say […]

Eating my words

March 19, 2013 · 14 comments

Remember the controversial post I wrote a month or two ago titled “Screw my Roth IRA” where I blew the whistle on why Roths suck? Many of you wanted to burn me at the stake; accusing me of financial blasphemy. The comments section of that post got a little heated, but with the help of […]