401k

Lifestyle inflation

by Ninja on December 16, 2011 · 31 comments

In a little over month I will receive a small raise at work to the tune of $2,447. While I’m stoked to be getting any raise at all, let’s be real, it’s not a life changing amount. In fact, it only works out to about a $75 net gain each paycheck. Big Macs on me [...]

Stay the course or mix it up.

by Ninja on October 23, 2011 · 18 comments

Keeping it simple today because we had a crazy night yesterday (we had 20 high school freshmen over for an epic game night). Let’s jump right in to it shall we? I’ve always believed investing should be kept simple. In fact, I probably keep things too simple. Since I am young, I have chosen to [...]

Financial Priorities.

by Ninja on October 6, 2011 · 41 comments

First things first, apparently I’m a little late to the game, but I made a Facebook fan page last night for Punch Debt In The Face (See the new widget in the sidebar on the right?). I don’t really get why that’s better than my Facebook profile page, but for some reason people tell me [...]

Worst. Advice. Ever.

by Ninja on May 16, 2011 · 23 comments

I consider myself a pretty tolerant person. I understand that others may not feel the same way I do about politics, religion, marriage, unicorns, and money. That said, I have a moral obligation to call out bad advice when I see it, and today I plan to do just that. Last week I overheard two [...]

How much am I really investing?

by Ninja on November 1, 2010 · 38 comments

Just about every personal finance guru has an opinion on how much you should contribute to retirement. Their suggestions usually falls between 10% and 20% of your gross income. For as long as I’ve been at this personal finance thing (since 2007), I’ve decided 15% is my lucky number. Here’s what my retirement contributions looked [...]

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