While talking with Girl Ninja the other night, I uttered four words I thought I would never say. I. Like. Big. Elbows. Just kidding, that’s now what I said. What I really said was “I’m sick of saving.” ::GASP:: I probably just lost half my readers after declaring such a blasphemous statement, but it’s true, I’m sick of saving!
Usually, I’m obsessed with saving money. It’s the first thing I think about when I wake up, and the last thing I think about when I go to sleep. Okay, not really, but it IS always on my mind. I’ve been known to make spreadsheets that tell me exactly how much I’ll be able to save over the course of a year. I also love updating my net worth after I’ve been able to throw a couple grand in to my ING account.
But for at least this week, I’m over it. It just doesn’t sound appealing to me. Ya wanna know what does sound appealing though? A new bike. A 3-day vacation somewhere cool (Canada perhaps?). Giving a few thousand dollars to some random charity. Or investing $2,000 in some tiny start-up company I’ve never heard of. There is nothing interesting about the 1% yield my online savings account earns me, but there are a lot of interesting things that come with bike rides, vacations, charity work, and taking risks. Risk = Fun. Saving = Boring.
Ah, who am I kidding? I’m a personal finance blogger. At the end of the day, I’ll probably just end up putting our excess cash flow in the bank. But don’t judge me if I randomly decide to go out and buy 12 goats named David this weekend. Sometimes spontaneity is a good thing.
Do you ever get bored of paying off debt, saving for retirement, etc? Do you cave to the boredom or persevere and keep on truckin’? If you weren’t allowed to save any money (or pay down debts) next month, what would you do with it? Am I crazy?