D and I promised to sit down and talk credit reports soon, though soon has turned into months and months beyond when I planned because he claims there's a problem getting his credit report. We still know our basic financial goals for the future. I'd just like to get a little more nitty gritty than he would!

It's more important for the two of you to talk about financial topics that pertain to your life together. D and I split our bills down the middle each month, and we both have our own cell phone plans. How will the two of you pay your bills? Will you split them all down the middle or will you delegate the mortgage to one person and the food to the other? Will you be purchasing a home in the future? How soon? What will have to happen to reach that goal?

The key is just talking about building your financial lives together, not getting her deep into personal finance. Just discuss your financial goals for the future and how each of you wants to reach them together. Good luck!

Money is not bad. Money is not scary. Money doesn't have to be a taboo subject. The more we build it up to be something we need to set aside a specific tiem to talk about, the bigger deal it becomes.

Hubby and I have a pretty good financial relationship, but it wasn't always that way. I grew up always talking about money, he didn't- in his family it was almost a dirty word. Getting him to sit down to look at our figures was like pulling teeth. What worked for us was baby steps. Conversations about money in the car, or when we were walking home from work, or a quick email here and there about an itneresting PF issue. Once money lost its "taboo and scary" status, a lot of the fear went away and we could look at our finances like the sane people we are without worrying about the MONEY BOOGEYMAN.

We do set a firm money date once a year, to review the budget and make sure the course is set for the next year, but otherwise, it's an every day or every week or ever whenever-it-comes-up discussion.