Comments on: Procrastinators unite….tomorrow http://www.punchdebtintheface.com/2010/03/procrastinators-unite-tomorrow.html A fun personal finance blog Sat, 11 Feb 2012 04:21:35 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Financial Samurai http://www.punchdebtintheface.com/2010/03/procrastinators-unite-tomorrow.html#comment-4596 Financial Samurai Fri, 05 Mar 2010 21:34:54 +0000 http://www.punchdebtintheface.com/?p=1140#comment-4596 I started first year out of college myself. I had such a difficult time my first year of work, that I knew I had to save in order to escape hell! lol. Welcome to the Yakezie Challenge! Look forward to seeing you around the community more. FYI, we've got a badge, a google groups, and a carnival if you're interested in participating. See the original post on the bottom for more details. I started first year out of college myself. I had such a difficult time my first year of work, that I knew I had to save in order to escape hell! lol.

Welcome to the Yakezie Challenge! Look forward to seeing you around the community more. FYI, we've got a badge, a google groups, and a carnival if you're interested in participating. See the original post on the bottom for more details.

]]> By: Bytta http://www.punchdebtintheface.com/2010/03/procrastinators-unite-tomorrow.html#comment-4583 Bytta Fri, 05 Mar 2010 04:10:39 +0000 http://www.punchdebtintheface.com/?p=1140#comment-4583 On the other part of the world, I have "Charlie bit my finger" t-shirt *cheeky grin* Ps. We have a system where the employer has mandatory 9% contribution to our retirement account but it can't be touched until I reach 64. Lately I have started my "retired by 45" account that can be accessed earlier. Why wait too long? On the other part of the world, I have "Charlie bit my finger" t-shirt *cheeky grin*

Ps. We have a system where the employer has mandatory 9% contribution to our retirement account but it can't be touched until I reach 64. Lately I have started my "retired by 45" account that can be accessed earlier. Why wait too long?

]]> By: Larry http://www.punchdebtintheface.com/2010/03/procrastinators-unite-tomorrow.html#comment-4581 Larry Fri, 05 Mar 2010 01:24:43 +0000 http://www.punchdebtintheface.com/?p=1140#comment-4581 Dude, I'm a lot older than you, so we'll have to schedule that beer a few years earlier and maybe do it on my favorite crater on the Moon. ;) Dude, I'm a lot older than you, so we'll have to schedule that beer a few years earlier and maybe do it on my favorite crater on the Moon. ;)

]]> By: finco86 http://www.punchdebtintheface.com/2010/03/procrastinators-unite-tomorrow.html#comment-4578 finco86 Thu, 04 Mar 2010 22:06:33 +0000 http://www.punchdebtintheface.com/?p=1140#comment-4578 Didn't start until I retired from the Air Force. I think I might have put a few thousand into a regular IRA during my 20 years of service, but we also didn't have the TSP back in the day. Now, for me, it is 5% in 401k (for max match) and max out Roth IRA ($6k). The wife does 15% in her 401k (no match) and we also max out her Roth IRA. We are getting ready to pay off the mortgage and my 401k percentage might go up 1% a year until I can max it out when we are done with house payment. I do wish I had started earlier but living below my means just wasn't possible on what we were making. Since that time I have increased my income about 200% and I also have a retirement check coming in. It is a lot easier to save when you have income. I love your blog. Great job. Didn't start until I retired from the Air Force. I think I might have put a few thousand into a regular IRA during my 20 years of service, but we also didn't have the TSP back in the day. Now, for me, it is 5% in 401k (for max match) and max out Roth IRA ($6k). The wife does 15% in her 401k (no match) and we also max out her Roth IRA. We are getting ready to pay off the mortgage and my 401k percentage might go up 1% a year until I can max it out when we are done with house payment.

I do wish I had started earlier but living below my means just wasn't possible on what we were making. Since that time I have increased my income about 200% and I also have a retirement check coming in. It is a lot easier to save when you have income.

I love your blog. Great job.

]]> By: PunchDebt http://www.punchdebtintheface.com/2010/03/procrastinators-unite-tomorrow.html#comment-4577 PunchDebt Thu, 04 Mar 2010 22:00:29 +0000 http://www.punchdebtintheface.com/?p=1140#comment-4577 only 90 or 100, dude i'm shooting for 135. won't you be there with me to drink a corona on the beach of Mars. only 90 or 100, dude i'm shooting for 135. won't you be there with me to drink a corona on the beach of Mars.

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