Comments on: There’s more to life than a spreadsheet http://www.punchdebtintheface.com/2009/12/life-spreadsheet.html A fun personal finance blog Sat, 11 Feb 2012 01:47:08 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Dave http://www.punchdebtintheface.com/2009/12/life-spreadsheet.html#comment-3211 Dave Fri, 15 Jan 2010 22:08:45 +0000 http://www.punchdebtintheface.com/?p=534#comment-3211 I am 37, two kids, stay at home wife, mortgage, no pets. The spreadsheet has been with me longer than my wife or kids. Its had a few revisions, a few data purges, a few false assumptions, a few child spreadsheets, but it survives and its awesome. It has grown to 66 tabs (just counted, holy crap). Its backed up a few places, although they are not totally current. But it is used for much more than tracking where I'll be at 65. It keeps my checkbook register (little overlap with mint), it tracks home improvement plans, it has (the precious) net worth model, including a soviet style five year model. It has multiple mortgage amortization schedules, tax return estimates (several years worth), the whole nine. In short, it tracks things long term, short term, mid term, past tense and totally non financial that I am thinking about. So it lives with me. I am 37, two kids, stay at home wife, mortgage, no pets. The spreadsheet has been with me longer than my wife or kids. Its had a few revisions, a few data purges, a few false assumptions, a few child spreadsheets, but it survives and its awesome. It has grown to 66 tabs (just counted, holy crap). Its backed up a few places, although they are not totally current.

But it is used for much more than tracking where I'll be at 65. It keeps my checkbook register (little overlap with mint), it tracks home improvement plans, it has (the precious) net worth model, including a soviet style five year model. It has multiple mortgage amortization schedules, tax return estimates (several years worth), the whole nine. In short, it tracks things long term, short term, mid term, past tense and totally non financial that I am thinking about. So it lives with me.

]]> By: Sophie http://www.punchdebtintheface.com/2009/12/life-spreadsheet.html#comment-2558 Sophie Thu, 24 Dec 2009 03:42:23 +0000 http://www.punchdebtintheface.com/?p=534#comment-2558 I do, in fact, have a dog named Larry. He's a 7-year-old miniature long-haired piebald dachshund. And yes, he is chock full of awesome. I do, in fact, have a dog named Larry. He's a 7-year-old miniature long-haired piebald dachshund. And yes, he is chock full of awesome.

]]> By: monthly budget http://www.punchdebtintheface.com/2009/12/life-spreadsheet.html#comment-2457 monthly budget Sat, 19 Dec 2009 15:02:37 +0000 http://www.punchdebtintheface.com/?p=534#comment-2457 Great Article .. your article take people aware in their life in the future. And Thanks so much for a wonderful idea . I was a little nervous about expense in my family without a Realtor and doing my own lease, but now i found that this is not the hard thing to do. Great Article .. your article take people aware in their life in the future. And Thanks so much for a wonderful idea . I was a little nervous about expense in my family without a Realtor and doing my own lease, but
now i found that this is not the hard thing to do.

]]> By: Steve http://www.punchdebtintheface.com/2009/12/life-spreadsheet.html#comment-2335 Steve Tue, 15 Dec 2009 18:59:16 +0000 http://www.punchdebtintheface.com/?p=534#comment-2335 money != happiness until you learn that, really embrace it, you will never be happy no matter how much money you save NOR how much money you spend! money != happiness

until you learn that, really embrace it, you will never be happy no matter how much money you save NOR how much money you spend!

]]> By: MattyICE http://www.punchdebtintheface.com/2009/12/life-spreadsheet.html#comment-2212 MattyICE Wed, 09 Dec 2009 19:45:44 +0000 http://www.punchdebtintheface.com/?p=534#comment-2212 Great Post! Probably one of your better ones, because it deals with the reality that we all face. I want to be out of debt as soon as possible, but making my wife unhappy and forcing her to eat rice and beans for three months is not worth it. In due time we will be out of debt, as long as we live within our budget. We are cutting our debt significantly each month, but I still do not want to cut our quality of life. I want to enjoy life without constantly thinking about money! Life is more than money. Thanks for the thoughts NINJA! Great Post! Probably one of your better ones, because it deals with the reality that we all face. I want to be out of debt as soon as possible, but making my wife unhappy and forcing her to eat rice and beans for three months is not worth it. In due time we will be out of debt, as long as we live within our budget. We are cutting our debt significantly each month, but I still do not want to cut our quality of life. I want to enjoy life without constantly thinking about money! Life is more than money. Thanks for the thoughts NINJA!

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