Comments on: Freakin’ Frugal Fruitcake

By: Steph

Steph — Sun, 15 Nov 2009 00:40:11 +0000

I think I'm a bit of a nutcase when it comes to saving….and over saving. I think I find myself avoiding spending money if at all possible. We need to remind ourselves that, as long as we're still saving as planned, it's okay if we slip up once in a while…especially since we probably underspend most of the time. The average spent probably evens out pretty nicely.

By: Josh

Josh — Tue, 10 Nov 2009 00:15:26 +0000

Ninja, it sounds like you're about to cross over the threshold from frugality to cheapness. Don't go there!

As long as you have a bit of a plan for your future, and a budget to help you get there, you shouldn't have anything to stress about.

I used to budget my pay checks down to the last dollar, but I learned awhile back that it needs to be alot more elastic, for all those events or purchases you just don't anticipate.

Have you got a bit of money set aside for 'fun' in that budget of yours?

By: Money Funk

Money Funk — Mon, 09 Nov 2009 23:18:43 +0000

Well, I think the downturn of the economy has us being hypersensitive to spending money.

Me? I'm going to end up one of those old ladies who stuff all their money in the mattress for family members to find my fortune when I die.

Alas, I have my husband who tells me kindly that it is okay to enjoy life without having to go way overboard.

By: Investing Newbie

Investing Newbie — Mon, 09 Nov 2009 19:46:56 +0000

That is why I just give myself a very comfortable amount of spending money with every paycheck. I usually have a lot left over and carry it over to savings. But if I wanted to splurge, I could do so without feeling guilty. I hate the guilty feeling so I do anything and everything to avoid it.

But we're supposed to make you not feel so guilty, so STOP FEELING GUILTY. K?

By: me in millions

me in millions — Mon, 09 Nov 2009 17:09:14 +0000

I get those moments of anxiety too, even though I don't have any debt and a pretty healthy savings. I think it's the blogging community. It makes us hyperaware of our spending and that isn't always a good thing. We get competitive with each other in our heads and feel like failures when we don't measure up. It's okay to spend some money and have fun! I just need to remember that too!

By: RainyDaySaver

RainyDaySaver — Mon, 09 Nov 2009 13:44:49 +0000

I think I need someone to slap some sense into me, too. I hardly spend any money on myself, and tend to feel guilty if I do. So it's not just you!

By: Jake Stichler

Jake Stichler — Mon, 09 Nov 2009 10:05:04 +0000

….Exactly why I said a while ago that frugality sucks….

After going unexpectedly over-budget on my computer build, I was kind of freaking out financially. And, it's now early Monday morning, and I still haven't taken care of my biweekly power-budgeting due to payday last Friday, but… meh… sometimes you just gotta chill and go with the flow.