Comments on: Get your grubby hands off my money http://www.punchdebtintheface.com/2009/07/get-your-grubby-hands-off-my-money.html A fun personal finance blog Sat, 11 Feb 2012 04:21:35 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Josh http://www.punchdebtintheface.com/2009/07/get-your-grubby-hands-off-my-money.html#comment-1073 Josh Wed, 29 Jul 2009 13:00:23 +0000 http://www.punchdebtintheface.com/?p=142#comment-1073 I've actually had a similar thing happen recently, but in reverse. I check my credit card account balance online and there's a mysterious $32.88 credit made from some place in another state of Australia to where I am to my credit card.<br /><br />Is it wrong if I keep this on the low down from the bank and don't tell them? And is it anything that I should be concerned about for security reasons?? I've actually had a similar thing happen recently, but in reverse. I check my credit card account balance online and there's a mysterious $32.88 credit made from some place in another state of Australia to where I am to my credit card.

Is it wrong if I keep this on the low down from the bank and don't tell them? And is it anything that I should be concerned about for security reasons??

]]> By: Dr. Faith http://www.punchdebtintheface.com/2009/07/get-your-grubby-hands-off-my-money.html#comment-1072 Dr. Faith Wed, 29 Jul 2009 12:55:11 +0000 http://www.punchdebtintheface.com/?p=142#comment-1072 What?! You didn't go on a GIGANTIC SPENDING SPREE! Pfff...<br /><br />In any case, I actually had my car broken into while at the gym a few years ago and had my purse and all of my cards, $30 in cash and my social security card stolen.<br /><br />It was then that I realized 3 things:<br /><br />1) You should have the phone number for all of your cards written down somewhere else - like at home. I was lucky enough to have my boyfriend at the time with me so I looked at the back of his card (from the same bank) and immediately called them. They put a freeze on all my cards - and thankfully no fraudulent charges were made - but I did monitor VERY carefully for the next year after that. Cause you know what? You can still make purchases on a cancelled card, with the wrong name and incorrect billing address. Don't believe me? <a href="http://creatingtheperfectfaith.blogspot.com/2009/04/performance-bikes-and-my-credit-card.html" rel="nofollow">It happened to me.</a><br /><br />2) You should NEVER carry around all of your cards together. Cause I was stuck without any access to any money for a week since this happened on a Friday night. And you should NEVER carry around your social security card (I had had it in there because I had filled out paperwork for a job - 3 weeks prior - bad Dr. Faith).<br /><br />3)CalTrans are the greatest people in the entire world. They found my purse and EVERYTHING in it (minus the $30 cash) strewn about the middle of the I-15. They called my Dad on Monday (my phone, also strewn about with my Dad's number in it) to let me know they had my purse and all of its belongings. I was able to pick it up on Tuesday. What?! You didn't go on a GIGANTIC SPENDING SPREE! Pfff…

In any case, I actually had my car broken into while at the gym a few years ago and had my purse and all of my cards, $30 in cash and my social security card stolen.

It was then that I realized 3 things:

1) You should have the phone number for all of your cards written down somewhere else – like at home. I was lucky enough to have my boyfriend at the time with me so I looked at the back of his card (from the same bank) and immediately called them. They put a freeze on all my cards – and thankfully no fraudulent charges were made – but I did monitor VERY carefully for the next year after that. Cause you know what? You can still make purchases on a cancelled card, with the wrong name and incorrect billing address. Don't believe me? It happened to me.

2) You should NEVER carry around all of your cards together. Cause I was stuck without any access to any money for a week since this happened on a Friday night. And you should NEVER carry around your social security card (I had had it in there because I had filled out paperwork for a job – 3 weeks prior – bad Dr. Faith).

3)CalTrans are the greatest people in the entire world. They found my purse and EVERYTHING in it (minus the $30 cash) strewn about the middle of the I-15. They called my Dad on Monday (my phone, also strewn about with my Dad's number in it) to let me know they had my purse and all of its belongings. I was able to pick it up on Tuesday.

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