Comments on: "Hi my name is Debt Ninja, and I’m a banking whore." http://www.punchdebtintheface.com/2009/06/blog-post.html A fun personal finance blog Fri, 10 Feb 2012 06:03:14 +0000 hourly 1 http://wordpress.org/?v=3.3 By: J. Money http://www.punchdebtintheface.com/2009/06/blog-post.html#comment-777 J. Money Sat, 06 Jun 2009 15:48:22 +0000 http://www.punchdebtintheface.com/?p=100#comment-777 I'm w/ Kelly 100% - USAA has got a hold on 13+ accounts of mine :) the only accounts i have outside of them is for my 401k which i can't control and my 1st mortgage cuz it was way lower for some very odd reason.<br /><br />1 bank surely makes my financial life much more easier to track and stay up with. I'm w/ Kelly 100% – USAA has got a hold on 13+ accounts of mine :) the only accounts i have outside of them is for my 401k which i can't control and my 1st mortgage cuz it was way lower for some very odd reason.

1 bank surely makes my financial life much more easier to track and stay up with.

]]> By: Punch Debt In The Face http://www.punchdebtintheface.com/2009/06/blog-post.html#comment-771 Punch Debt In The Face Thu, 04 Jun 2009 21:16:41 +0000 http://www.punchdebtintheface.com/?p=100#comment-771 @ Calquist- I definitely agree, as my life get's more complicated (houses, kids, wife) it will probably benefit me too try and consolidate other aspects of my life. I do use quicken to track my spending so that keeps everything in one solid location for me too :)<br /><br />@ Dr. Faith- Whats up doc?! I'm glad you're in the whore community with me :) Customer loyalty is a good thing for sure and often benefits you as well. I don't know why you would want to avoid a Madoff repeat...he made a lot of people a lot of money...haha.<br /><br />@ Donnie- I feel ya man, I think if I was starting fresh I would try and do everything with one company, but I'm too lazy to switch everything around. I guess we have adjusted to the semi more complicated money managment style. <br /><br />@ Kelly- I'm jealous that you have the ease of having everything at one bank...it definitely would make life easier. And im pissed at you for rubbing your USAA accounts in my face...boo to you, haha @ Calquist- I definitely agree, as my life get's more complicated (houses, kids, wife) it will probably benefit me too try and consolidate other aspects of my life. I do use quicken to track my spending so that keeps everything in one solid location for me too :)

@ Dr. Faith- Whats up doc?! I'm glad you're in the whore community with me :) Customer loyalty is a good thing for sure and often benefits you as well. I don't know why you would want to avoid a Madoff repeat…he made a lot of people a lot of money…haha.

@ Donnie- I feel ya man, I think if I was starting fresh I would try and do everything with one company, but I'm too lazy to switch everything around. I guess we have adjusted to the semi more complicated money managment style.

@ Kelly- I'm jealous that you have the ease of having everything at one bank…it definitely would make life easier. And im pissed at you for rubbing your USAA accounts in my face…boo to you, haha

]]> By: Kelly http://www.punchdebtintheface.com/2009/06/blog-post.html#comment-770 Kelly Thu, 04 Jun 2009 18:41:14 +0000 http://www.punchdebtintheface.com/?p=100#comment-770 I prefer to do banking with less banks since I can get a better deal in some cases. (like when we refi'ed our mortgage our credit union had the lowest fees, rate AND awesome service.<br /><br />I don't see a problem with it as long as you can manage it, or it's automated. I hate having to log into so many accounts, so as our debt is paid off things will get easier and easier. Right now I use wesabe to keep track of all our accounts, that helps a lot.<br /><br />And yes, USAA does rock. We're members. :) I prefer to do banking with less banks since I can get a better deal in some cases. (like when we refi'ed our mortgage our credit union had the lowest fees, rate AND awesome service.

I don't see a problem with it as long as you can manage it, or it's automated. I hate having to log into so many accounts, so as our debt is paid off things will get easier and easier. Right now I use wesabe to keep track of all our accounts, that helps a lot.

And yes, USAA does rock. We're members. :)

]]> By: Dr. Faith http://www.punchdebtintheface.com/2009/06/blog-post.html#comment-769 Dr. Faith Thu, 04 Jun 2009 16:30:35 +0000 http://www.punchdebtintheface.com/?p=100#comment-769 Oh yeah, and I also have retirement accounts with 3 different companies: Goldman Sachs, Fidelity and TIAA. I like having different accounts because it sorta feels like I'm avoiding the Bernard Madoff fiasco. Who knows, maybe I'm just deluding myself, but I feel comfortable with it. Oh yeah, and I also have retirement accounts with 3 different companies: Goldman Sachs, Fidelity and TIAA. I like having different accounts because it sorta feels like I'm avoiding the Bernard Madoff fiasco. Who knows, maybe I'm just deluding myself, but I feel comfortable with it.

]]> By: Donnie http://www.punchdebtintheface.com/2009/06/blog-post.html#comment-768 Donnie Thu, 04 Jun 2009 16:25:35 +0000 http://www.punchdebtintheface.com/?p=100#comment-768 I used to go nuts logging in to 10 different websites to check all my account balances. Since I started using Mint, it isn't an issue anymore. <br /><br />While I would prefer to have 1 checking, 1 savings, and 1 credit card account with 1 institution, it would be a lot of hassle to change everything now. Maybe the next time I move... I used to go nuts logging in to 10 different websites to check all my account balances. Since I started using Mint, it isn't an issue anymore.

While I would prefer to have 1 checking, 1 savings, and 1 credit card account with 1 institution, it would be a lot of hassle to change everything now. Maybe the next time I move…

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